Car Total Cost of Ownership Calculator
Car & Ownership Details
Purchase Price ($):
The sticker price or negotiated price of the car.
Ownership Period (Years):
How long you plan to own the car.
Expected Resale Value ($):
Estimated value when you sell/trade-in. Leave blank to estimate based on standard depreciation.
Financing Details
Loan
Cash Purchase
Down Payment ($):
Amount paid upfront towards the purchase price.
Loan Term (Months):
Duration of the loan.
Interest Rate (%):
Annual Percentage Rate (APR) of the loan.
Fuel Costs
Fuel Efficiency (MPG):
Miles Per Gallon (or equivalent L/100km).
Annual Mileage:
Total distance you expect to drive each year.
Fuel Price ($/Gallon):
Current cost per gallon (or liter).
Insurance
Annual Insurance Cost ($):
Your estimated yearly insurance premium. Leave blank for default estimate (e.g., $1200).
Maintenance & Repairs
Annual Maintenance Cost ($):
Estimated cost for routine maintenance (oil changes, tires). Leave blank for default (e.g., $500).
Annual Repair Cost ($):
Estimated cost for unexpected repairs. Leave blank for default (e.g., $200).
Taxes & Fees
Sales Tax Rate (%):
Your local sales tax rate applied to the purchase price.
Annual Registration & Fees ($):
Yearly fees for registration, title, inspection, etc. Leave blank for default (e.g., $100).
Calculate Total Cost
Calculation Results
Summary
Total Cost of Ownership:
Average Annual Cost:
Average Monthly Cost:
Cost Breakdown
Purchase & Financing:
Fuel:
Insurance:
Maintenance & Repairs:
Taxes & Fees:
Depreciation (Cost - Resale):
Cost Distribution